If you are unable to pay back a debt, your creditor may apply to the courts for an order forcing you to pay the amount owed.
If the order is issued and you are still unable to pay the amount, your creditor may apply to seize your property or income in order to recover the money owed.
Types of seizure
Your creditor has a choice of three types of seizure:
If appropriate, your creditor may use all three types of seizure at the same time.
Whatever the type of seizure, your creditor must instruct a bailiff, who will draw up and serve a notice of execution.
It is important to note that you are entitled to retain any property and income that is considered unseizable.